Articles

Our lawyers are thinkers as well as doers—and have published numerous informative and insightful articles on topics related to their respective practices and our clients’ industries. Read what our people have to say about what’s important to you.

Articles

Recent Articles

Representations & Warranties Policies: A Coverage Primer

Representation and Warranties policies (R&W policies) insure representations made by a Seller to a Buyer in a merger or acquisition transaction, including those concerning financial statements, taxes, compliance with laws, material contracts, employee-related issues, intellectual property, operations-related issues, litigation, fundamentals, and environmental issues. Becoming common since 2014, with more than 20 insurers currently offering R&W policies, they implicate a variety of coverage issues due to their uniqueness in both the insurance industry and in their reflection of the specific deals for which they are purchased. 

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Reported Data Breaches Involving Maryland Residents on the Rise

Data breaches continue to occur on a spectrum of small to significant scale that can affect businesses of all sizes. In January alone, the Maryland Attorney General’s “Maryland Information Security Breach Notices” noted ninety-four (94) data breaches involved Maryland residents.

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Maryland Takes on the SEC in Debate Over Fiduciary Standard of Care

The Maryland legislature may soon be considering legislation that would require Maryland-licensed broker-dealers to abide by a fiduciary standard of care when recommending stocks, bonds and mutual funds to Maryland consumers. The same law would require Maryland-licensed insurance agents to abide by a fiduciary standard of care when recommending insurance products to Maryland consumers.  

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Preparing, Adapting and Responding to Cyber Incidents: Marriott International Case Study

Cybersecurity is an issue that every company, of every size, must address as part of standard risk identification. The Marriott International data breach case study provides lessons learned in preparing for a proactive data security strategy, adapting to cyber threats, and responding to vulnerabilities for a company of any size operating anywhere in the world. 

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Past Articles

Regulation Best Interest: Higher Standards for Broker-Dealers, Strengthened Protections for Investor

On June 5, 2019, the U.S. Securities and Exchange Commission (“SEC”) approved a new regulation…

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When “Going Green” Isn’t Attractive – MD Court of Special Appeals Determines HOA Architectural Commi

The Maryland Court of Special Appeals provides helpful guidelines to homeowners and HOAs in addressing…

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Regulation Best Interest: Higher Standards for Broker-Dealers, Strengthened Protections for Clients

In June, the Securities and Exchange Commission (“SEC”) adopted a new regulation, Regulation…

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The Requirements and Impact of the Insurance Data Security Model Law

The National Association of Insurance Commissioners recommended that states pass the Insurance Data…

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SEC Imposes New Requirements for Brokers and Advisers in Adoption of Regulation Best Interest

On June 5, 2019, the Securities and Exchange Commission (SEC) approved the Regulation Best Interest,…

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