• Related Attorney(s):
• V. Timothy Bambrick

• Practice Area(s):
• Insurance Law

Whether a fire is set by vandals in a vacant dwelling is a “fire” and hence covered or an act of “vandalism” and thus excluded is the topic of this paper which focuses on the new ISO language.

• Related Attorney(s):
• Geneau Marie Thames, 
• Jeffrey A. Wothers

• Practice Area(s):
• Insurance Law

Maryland’s highest Court, has recently ruled in USAA v. Riley et al. that certain insurance policies’ limits of liability can be “stacked” together. Stacking is best defined by this example: An insurance company has issued four (4) insurance policies covering four (4) policy periods. Each policy has a Limit of Liability of $300,000.

• Related Attorney(s):
• V. Timothy Bambrick

• Practice Area(s):
• Insurance Law

An explanation of the relationship between public adjusters and insurers together with practical advice on dealing with public adjusters.

• Related Attorney(s):
• V. Timothy Bambrick

• Practice Area(s):
• Insurance Law

A review of Phillips v. Allstate: the effect of an insured‘s refusal to answer financial questions and whether the insurer need establish it was prejudiced by such a refusal to warrant a denial of claim.